Altered Carbon is a scattered, lukewarm sci-fi retelling

Now I love a good futuristic dystopia as much as the next person, but what the hell kind of world is this where we can upload humans’ consciousness and swap bodies out like I swap lipsticks, but somehow that consciousness isn’t directly connected to a cloud? Or direct back up? Or anything? Are you telling me that the pinnacle of technology is everyone just running around with floppy disks plugged into their spines?